Fire Insurance - Are you covered?

Fire Insurance - Are you covered?

Insurance providers have a large variety of policies for home insurance.  Please check your policy to assure you have adequate coverage for fire fighting cost (may be under fire suppression).  The Summer Village of Sandy Beach pays for Fire Services to be on stand by.  Once fire fighters arrive they charge a fee to the land owner of the fire.  These fees can be very costly if you do no have adequate coverage.  The Insurance companies only charge a small amount to increase fire fighting coverage.  It is recommended you have a minimum coverage of $15,000.00.  Please take the time to contact your insurance provider and assure you have coverage that will meet your needs.


EMERGENCY RESPONSE Public Service charges for Sandy Beach

Please note that any emergency response from our First Responder (Sturgeon County Fire Department - whether fire or medical assistance) will result in a public service charge ($1,000 to $2,400 range) that will be paid by the municipality first (upon receipt) and then charged back to the property roll.  As soon as the invoice is received the charge will be added to your roll (standard accounting practice) and then a letter will be sent to you as a owner stating you have 90 days to pay the invoice from the day you receive the letter - make sure you have appropriate insurance which covers these type of costs as the charge from Sturgeon County will be paid to maintain a good standing relationship with our service provider and ensure residents can access these services. 

As soon as you pay your invoice your roll will be cleared of the charge. 

Its best to pay the invoice as soon as your receive it and then claim through your insurance.

Make sure any tenants or rentals are aware of these possible charges as the responsibility is on occupants, tenants and owners to make sure they monitor and douse all back yard fires (only designated fire pits please), comply with fire ban regulations and set backs, and execute responsible fire burn actions. 

Please make sure your tenants are aware that the public service charge also relates to medical assistance that involves a Fire response/assistance from Sturgeon County.

Sandy Beach kindly thank you for your cooperation.